Privacy Policy for Spendr Credit Card Manager App

<p>Spendr Privacy Policy</p>

<h1>Privacy Policy for Spendr Credit Card Manager App</h1>

<h2>Effective Date: 25 June 2023</h2>

<p>Thank you for choosing Spendr, a privacy-focused credit card manager app available on the Google Play Store. This Privacy Policy outlines how we collect, use, store, and protect your personal and financial information when you use our app. By using Spendr, you agree to the terms and practices described in this Privacy Policy.</p>

<h3>1. Collection and Use of Personal Information:</h3>

<ul>
	<li>Spendr does not require any permissions to function and does not collect any personal information from you. We designed the app with privacy in mind to ensure that your personal and financial data remains secure.</li>
	<li>Spendr does not require internet access permission, meaning all your information is stored locally on your device. We do not collect or transmit any of your personal or financial data over the internet.</li>
</ul>

<h3>2. Security of Your Information:</h3>

<ul>
	<li>Spendr employs robust encryption to securely store the full card numbers and other sensitive information you provide. This encryption ensures the utmost security and privacy of your financial information.</li>
	<li>Access to your credit cards within Spendr is protected by a passcode, adding an extra layer of security to safeguard your financial information.</li>
</ul>

<h3>3. Transaction Tracking:</h3>

<ul>
	<li>Spendr provides an intuitive transaction entry interface, making it easy for you to enter your credit card transactions. The app automatically brings up the keyboard when adding a transaction, streamlining the process and eliminating unnecessary clicks.</li>
</ul>

<h3>4. Real-Time Credit Card Insights:</h3>

<ul>
	<li>Spendr offers a summary display on the home screen, providing you with at-a-glance information about your credit card status. This includes your total outstanding balance, available limit, and total credit limit combined for all your cards.</li>
	<li>Spendr also allows you to monitor your credit utilization ratio, helping you stay within your desired financial boundaries.</li>
</ul>

<h3>5. Personalized Sorting and Filtering:</h3>

<ul>
	<li>Spendr allows you to sort your card list by various criteria such as card name, outstanding balance, credit limit, or available limit. This feature enables you to quickly find the information you need.</li>
	<li>The default sorting places the most recent transactions at the top of the list, making it effortless to find your recent transactions.</li>
</ul>

<h3>6. Low Device Requirements:</h3>

<ul>
	<li>Spendr is optimized to run on a wide range of devices, including older devices. The app requires a minimum API level of 21 (Android 5.0 Lollipop) to function.</li>
</ul>

<h3>7. Statement and Due Date Reminders:</h3>

<ul>
	<li>Spendr enables you to set statement generation dates and due dates for all your cards, ensuring that you never miss a payment. The app provides upcoming bill generation and due date reminders to keep you informed about your payment obligations.</li>
</ul>

<h3>8. Day and Night Modes:</h3>

<ul>
	<li>Spendr offers a choice between day and night modes, allowing you to customize your app experience. You can seamlessly switch between light and dark themes to suit your preferences and enhance readability.</li>
</ul>

<h3>9. Import and Export Data:</h3>

<ul>
	<li>Spendr facilitates effortless and secure import and export of credit card data between instances of the app. This process does not require storage permissions and includes encryption for added security.</li>
</ul>

<h3>10. Transaction Details:</h3>

<ul>
	<li>Spendr allows you to add descriptions, transaction dates, and transaction times to provide additional context to your credit card transactions. This feature enables you to review and analyze your spending habits with ease, thanks to detailed transaction information.</li>
</ul>

<h3>11. Support for Shared Limits Cards:</h3>

<ul>
	<li>Spendr supports the addition of shared limits cards. When adding your second credit card, you can choose whether the second card has a separate limit or shares a limit with an existing card. Spendr will perform all necessary calculations to accurately show the available limit and outstanding balance of your shared limit card.</li>
</ul>

<p>Please note that this Privacy Policy may be subject to updates or revisions. We encourage you to review this page periodically for any changes. If you have any questions or concerns regarding our Privacy Policy, please contact us at support@bycomsolutions.com</p>

<p>Download Spendr today and take charge of your credit cards like never before. Stay in control, manage your finances, and make informed decisions &ndash; all in one place. Get started with Spendr and experience the convenience of a comprehensive credit card manager at your fingertips.</p>